5 Signs Your Roof Has Storm Damage (That Insurance Adjusters Often Miss)

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Storm damage doesn’t always mean gaping holes or missing shingles. In fact, some of the most costly roof issues are nearly invisible — especially to an untrained eye. While insurance adjusters do their best, they often overlook subtle but serious signs that could lead to leaks, structural damage, and denied claims.

At NexGen Roofing, our team uses drone tech, detailed inspections, and years of experience to uncover what others miss. Here are five red flags we find all the time — and why they matter.

1. Granule Loss That’s Barely Visible

Hail impact can knock granules off your shingles, exposing the matting underneath. This weakens your roof over time — but it’s hard to spot without up-close or aerial views. Left unchecked, it leads to premature roof failure.

2. Micro-Cracks and Bruising

Shingles may look intact from the street, but drones and thermal cameras often reveal bruising and hairline cracks. These create weak points that worsen with sun, wind, and snow.

3. Lifted or Loosened Shingles

Wind storms can break sealant bonds, causing shingles to lift slightly. They might not blow off completely (yet), but they’ll fail fast during the next storm — and often void manufacturer warranties.

4. Damaged Flashing and Seals

Hailstones and high winds wreak havoc on flashing around chimneys, vents, and skylights. These areas are leak-prone and frequently skipped in drive-by inspections.

5. Gutter and Siding Impact

Insurance companies often focus only on the roof — but hail damage to gutters, fascia, and siding can indicate broader impact to your home’s envelope, giving you more leverage for your claim.

Don’t Let Damage Go Undetected

We’ve helped hundreds of homeowners get full roof replacements approved after insurance said there was “no damage.” How? Because we inspect better, document better, and advocate harder.

👉 Schedule a Free Drone Roof Inspection

Your adjuster gets one look. NexGen gives you the truth.